Dubai Real Estate · Updated 3 September 2026

Can Dubai real estate
brokers cold call?

No — and since February 2026 there is a Dubai circular that says so in terms. Here is the two-layer picture: what RERA and the DLD require of brokerages, what federal telemarketing law adds on top, and what you are still allowed to do.

The short answer

No. DLD circular 02-2026, dated 26 February 2026 and addressed to real estate brokerage offices, absolutely prohibits obtaining owner or investor data by unlawful means and contacting them directly — by phone call, text message or any other channel — for marketing purposes. The stated consequences are a fifty-thousand-dirham fine, three months' suspension from practising, and permanent striking off the broker's registration for repeat violations, issued against both the office and the individual broker. There is a narrow exception for existing clients with documented prior dealings. Federal telemarketing law applies on top of all of this, not instead of it.

Written and maintained by the Lumaa team in Dubai · Last updated · Sources

The circular that settled it

Dubai brokers have asked this question for years and mostly got answers assembled from federal law plus folklore. In February 2026 the Dubai Land Department published an instrument aimed squarely at the practice.

It appears on DLD's own Rules & Regulations index, filed under License Circulars, as "Regulations Governing Communication with Property Owners and the Prohibition of Cold Callings". The index lists it under 27 February 2026; the document itself is dated 26 February 2026 and carries circular number 02-2026, reference DLD/OUT/2026/0001641. Where they disagree, we cite the document.

The circular is addressed to real estate brokerage offices. Its operative prohibition uses the emphatic Arabic construction yuḥẓaru ḥaẓran bāttan — absolutely prohibited — and covers two things together: obtaining owner or investor data from any source by unlawful means, and contacting those owners directly by telephone call, text message and other channels for marketing purposes.

It provides an exception for existing clients: where the office has prior documented dealings with the person, conditional on maintaining an approved record evidencing the contractual relationship and the prior transaction, to be produced on demand by the Agency. On a complaint or report from an owner or investor, a violation is issued against both the brokerage office and the individual broker.

On penalties, the document contains the figure 50,000 written out as fifty thousand dirhams, a provision for suspension from practising the activity for three months, and a repeat-violation provision for permanently striking off the broker's registration. It is signed by Ali Abdullah Al Ali, Senior Director of the Real Estate Control Department.

How we read this, and its limits. The circular is published in Arabic as a scanned-font PDF. We extracted its text programmatically, which reproduces the header fields, the addressee, the subject line and the substance of each provision reliably, but not the exact clause numbering. We have therefore not reproduced a numbered penalty schedule, and you should not rely on any source that does without an Arabic reader confirming it against the original. We also found no named media reporting on this circular in English or Arabic: its existence rests on DLD's official index and the PDF itself, both linked above. Read the original before acting on it, and take advice on your own situation — this page is not legal advice.

Two regulators, one phone call

The reason a Dubai brokerage can be penalised twice for one call is that two regimes govern it, and the federal instrument says so explicitly. Article 9 of Cabinet Resolution No. 56 of 2024 distributes supervision: the Ministry undertakes general supervision, the Central Bank covers banks, financial institutions and insurance, the Securities and Commodities Authority covers securities, and then clause 4 provides that "the Competent Local Authorities shall be competent, in accordance with the distribution of competencies at the level of each Emirate, in everything related to Phone Calls for marketing products or services in the State" other than those carve-outs. In Dubai, for real estate, that local authority is the DLD and its regulatory arm RERA.

 Federal layer — TDRA / MinistryDubai layer — DLD / RERA
InstrumentCabinet Resolutions 56 & 57 of 2024DLD circular 02-2026; Bylaw 85 of 2006; RERA Practice Guide
Who it bindsEvery UAE-licensed company, free zones includedReal estate brokerage offices and registered brokers
Cold calling ownersMarketing calls permitted subject to approval, hours, DNCR and recordingAbsolutely prohibited, except documented existing clients
Calling hours9:00–18:00 for marketing calls
Number usedMust be registered to the companyMandatory use of numbers in the brokers registry (DLD/OUT/2023/0002269)
Money penaltyAED 10,000–150,000 depending on violation and repeatFifty thousand dirhams
Non-money penaltyWarning; 7–90 day suspension of activity; licence cancellation; number disconnectionThree-month suspension from practising; permanent striking off for repeats
Who gets penalisedThe company (Table 1) or the individual (Table 2)Both the office and the individual broker

Satisfying one layer does not satisfy the other. A brokerage can run a campaign that is impeccable under Resolution 56 — approved, inside the calling window, DNCR-screened, recorded with notice, from a registered company number — and still be in breach of circular 02-2026 because the people being called are property owners who never asked to hear from it.

The precedent, four years earlier

The 2026 circular did not come from nowhere. On 29 April 2022, RERA announced that it had suspended nine real estate brokers for three months and fined their brokerage office AED 50,000 for cold calling and direct telemarketing.

Two details are usually lost in retelling and both matter. The fine fell on the office; the suspension fell on the nine individual brokers — not, as it is often paraphrased, "a broker was fined AED 50,000". And the same release states the standing exposure in general terms: a fine of AED 50,000 and/or suspension of the broker's card for no less than three months. That is the sentence to quote at anyone who treats the rule as theoretical.

The green list, and the register of numbers

Two further Dubai instruments bear directly on outbound calling and are routinely missed.

The green list. The Real Estate Brokerage Practice Guide (second edition, November 2024) states that "brokers are not allowed to contact owners not registered as part of the green list, and if a broker should contact anyone not on the green list, a violation will be issued and their operations will be suspended in the event of a complaint or a report against them by an investor or a client." Note the trigger: a complaint or report by an investor or client.

Registered numbers. DLD's circular on the mandatory use of phone numbers registered in the brokers registry, reference DLD/OUT/2023/0002269 and indexed 11 April 2023, is the Dubai mirror of the federal registered-number requirement. In practice this is the rule that ends agents working leads from personal mobiles — and the personal-mobile exposure at federal level is the harsher of the two schedules, starting at AED 5,000 plus disconnection of every fixed and mobile number registered to that person until the fine is paid.

Beyond the cold-calling circular, Bylaw 85 of 2006 gives RERA an independent ladder against a broker: notice, warning, suspension of activities for up to six months, and blacklisting, with registration cancelled for a gross violation, a breach of the code of professional ethics, or the accumulation of three black points.

The question nobody has answered: portal enquiries

This is the question every Dubai brokerage actually wants settled. A buyer submits an enquiry on your Bayut, Property Finder or Dubizzle listing. Can you call them?

No UAE instrument answers it. We looked for one: there is no DLD, RERA or TDRA text addressing whether consent transfers from a listing portal to a brokerage. Any source that states a clean answer is inferring one.

What the federal text does give you is the two questions it turns on:

A genuine, unprompted enquiry on your own listing sits far closer to "at the request of the consumer" than a purchased list does, and the cold-calling circular is aimed at contacting owners whose data was obtained by unlawful means — a different fact pattern from returning a buyer's enquiry. That is a defensible reading, not a ruling. Get advice on your actual lead sources before you scale anything, and keep evidence of where each lead came from.

What a Trakheesi permit does not cover

Advertising permits and calling are separate regimes and holding one does not help you with the other. The permit categories published on DLD's own real estate advertising permit e-service run to fourteen types covering channels such as SMS, property portals, print, outdoor, exhibitions, open days and project launch events. Telephone calls are not among them.

One related point often overstated: Bylaw 85 of 2006 requires that the broker's name and registration number appear "in all correspondence and reports issued by the Real Estate Broker". That is correspondence and reports — the frequently repeated claim that the ORN and BRN must appear on every advertisement does not come from that article.

What a compliant Dubai calling operation looks like

  1. Stop calling owners you have no documented relationship with. This is the whole point of circular 02-2026 and it is not a grey area.
  2. Keep the existing-client record the exception depends on. The carve-out is conditional on an approved record of the contractual relationship and prior transaction, producible on demand.
  3. Check the green list before contacting an owner.
  4. Call from numbers in the brokers registry, registered to the office. No personal SIMs.
  5. Screen against the DNCR before dialling — and note registration overrides prior consent, and has since August 2023.
  6. Keep marketing calls inside 09:00–18:00, and keep service calls to existing clients clearly separated from marketing.
  7. Record with notice at the start of the call, and keep the register of marketing calls. Both are separately fineable if missing.
  8. Log the provenance of every lead. If you cannot show where a number came from, you cannot show the call was requested.

Where AI calling fits

The rules are technology-neutral, which cuts both ways. An AI voice agent cannot do anything a human broker is prohibited from doing: you cannot use AI to cold call owners, and Resolution 57 adds a specific row for using automatic calling in breach of the telemarketing rules, at AED 10,000 rising to AED 50,000 for a third offence.

What is left is substantial and entirely lawful: responding to enquiries the consumer initiated, at speed and at volume; contacting existing clients inside the documented-relationship exception; answering inbound calls, which are not telemarketing at all; and handling the reminder, confirmation and follow-up traffic that is service rather than marketing. Lumaa is built to run inside those constraints — calls from your own registered agency number, inside the calling window, scripts approved before anything goes live, every call recorded with notice.

For the federal picture in full, including the fines tables and what changed on 1 September 2026, see our UAE AI calling rules guide.

Common questions

Can Dubai real estate brokers cold call property owners?
No. DLD circular 02-2026, dated 26 February 2026 and addressed to real estate brokerage offices, absolutely prohibits obtaining owner or investor data from any source by unlawful means and contacting them directly by phone call, text message or other channels for marketing purposes. The circular carries an exception for existing clients where the office has prior documented dealings and keeps an approved record evidencing the contractual relationship, producible on demand by RERA.
What is the penalty for cold calling in Dubai real estate?
The circular provides for a fine of fifty thousand dirhams, suspension from practising the activity for three months, and permanent striking off the broker's registration for repeat violations. On a complaint or report from an owner or investor, a violation is issued against both the brokerage office and the individual broker. RERA applied exactly this in April 2022: a brokerage office was fined AED 50,000 and nine brokers were suspended for three months for cold calling and direct telemarketing.
Is AI cold calling legal for RERA-registered brokers?
The rules are technology-neutral, so an AI voice agent is treated exactly as a human caller would be. That means a Dubai brokerage cannot use AI to cold call property owners any more than it can use staff to do it. What AI can lawfully do is handle calls that are not cold calls: responding to an enquiry the consumer initiated, and contacting existing clients within the circular's documented-relationship exception. Federal law adds a specific fine row for automated calling in breach of the telemarketing rules, at AED 10,000 rising to AED 50,000.
Can I call a lead who enquired on Bayut or Property Finder?
No UAE instrument settles this, and anyone who tells you otherwise is guessing. What the federal text turns on is whether the call was made at the request of the consumer: Cabinet Resolution 56 of 2024 defines unwanted marketing calls so as to exclude calls made at the request of the consumer, and requires companies to market only to consumers who have asked for marketing information. A genuine enquiry on your own listing is a much stronger position than a purchased list. Separately, Resolution 56 prohibits disclosing or trading consumer data without consent, so how the data reached you matters as much as who submitted it. Take advice on your specific lead flow.
Who regulates broker calling in Dubai, RERA or the TDRA?
Both, at different layers. Cabinet Resolution 56 of 2024 places general supervision of telemarketing with the Ministry, the Central Bank over banks and insurers, the SCA over securities, and then provides that the competent local authorities are responsible, according to the distribution of competencies in each Emirate, for everything related to marketing phone calls other than those carved out. In Dubai that local authority is the DLD and its regulatory arm RERA, which is why a Dubai brokerage faces both federal fines and a broker-card suspension for the same call.
What is the RERA green list?
The Real Estate Brokerage Practice Guide states that brokers are not allowed to contact owners who are not registered as part of the green list, and that a broker who contacts anyone not on the green list will have a violation issued and their operations suspended in the event of a complaint or report against them by an investor or a client.
Do brokers have to call from a registered number?
Yes, at both layers. Federally, marketing calls must be made from a number registered to the company rather than a personal line. Dubai adds its own instrument: a DLD circular on the mandatory use of phone numbers registered in the brokers registry, referenced DLD/OUT/2023/0002269 and indexed 11 April 2023. An individual agent calling from a personal SIM is exposed under the schedule for natural persons, which starts at AED 5,000 plus disconnection of every number registered to that person until the fine is paid.
Does a Trakheesi permit cover phone calls?
No. The Trakheesi advertising-permit regime covers advertising formats. The permit categories published on DLD's own e-service cover channels such as SMS, portals, print, outdoor, exhibitions, open days and project launch events. Telephone calls are not one of them, so holding an advertising permit does not authorise calling. The two regimes are separate and you need to satisfy both.

Sources

This page summarises published regulations and is not legal advice. Regulations change and enforcement practice varies; verify against the primary documents linked above and take advice on your own circumstances. Where a source was ambiguous or unavailable in English we have said so in the text rather than smoothing it over.